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iSFP Explained — Why a Renovation Roadmap Pays Off

The individual renovation roadmap (iSFP) shows you step by step how to optimally modernize your building’s energy performance — and save real money in the process.

As of: March 2026·6 min read

⚡ In brief: An iSFP is a government-subsidized, ~30-page action plan for your renovation. It secures you 5% extra funding and doubles the eligible cost ceiling to €60,000. After BAFA subsidy, it costs from around €650 for a single-family home.

🔄 Update (July 21, 2026): Since July 21, 2026 (funding guideline of July 17, 2026), the iSFP bonus only applies above an eligible minimum investment volume of €30,000 — smaller individual measures no longer receive it. The bonus is moreover granted only on the cost share above the regular funding cap; the examples below reflect the rules valid until July 20. All details on the BEG reform →

What Is an iSFP?

The individueller Sanierungsfahrplan (iSFP) is a personalized step-by-step plan for the energy modernization of your building. Unlike a standard energy certificate, the iSFP goes far beyond mere assessment: it shows you exactly which measures to take, and in what order.

The iSFP is created exclusively by qualified energy consultants listed in the Federal Energy Efficiency Expert Directory (EEE). The Federal Office of Economics and Export Control (BAFA) subsidizes up to 50% of the cost.

How Is an iSFP Created?

1. On-Site Assessment

A certified energy consultant visits your building and records all relevant data: year of construction, building envelope, windows, heating system, ventilation, and previous renovation measures.

2. Energy Analysis

Based on the collected data, your building is modeled energetically. The current state is calculated and weak points identified — for example, uninsulated exterior walls, outdated windows, or an inefficient heating system.

3. Measure Roadmap

The consultant creates a prioritized plan with coordinated renovation steps. You can see exactly which measure makes sense when, what it costs, and how much energy it saves.

4. Consultation Meeting

In a personal meeting, the consultant explains the roadmap, answers questions, and discusses possible alternatives. You receive the finished report as a clear, visual document.

The 5% iSFP Bonus

The biggest financial advantage of an iSFP: for every individual measure under the Federal Subsidy for Efficient Buildings (BEG), you receive an additional 5 percentage points of funding — the so-called iSFP bonus. Important since the BEG reform: For applications from July 21, 2026, the bonus is only granted above an eligible minimum investment volume of €30,000 — larger renovations continue to benefit fully, small individual measures no longer do.

Calculation Example: Exterior Wall Insulation

Eligible costs with iSFP: €60,000 (without iSFP only €30,000)

BEG base subsidy (15%): €9,000

+ iSFP bonus (5%): €3,000

Total subsidy: €12,000 instead of €4,500 without iSFP

Double the Eligible Cost Ceiling with iSFP

Eligible costs without iSFP: €30,000 per residential unit

Eligible costs with iSFP: €60,000 per residential unit

The iSFP not only increases the subsidy rate by 5%, but also doubles the eligible cost ceiling.

The iSFP bonus applies to all BEG individual measures on the building envelope (insulation, windows, doors), building systems, and heating optimization. With multiple measures, the benefit quickly adds up to several thousand euros.

What Does an iSFP Cost?

Cost Overview: Single-Family Home

Consultant fee: approx. €1,300–2,000

BAFA subsidy: up to 50%, max. €650

Your share: approx. €650–1,350

For multi-family buildings (3+ units), BAFA covers up to 50% of the costs (max. €850). Homeowner associations (WEG) receive an additional one-time bonus of €250. Your out-of-pocket costs remain manageable even for larger properties.

Measured against the 5% iSFP bonus on future measures, the roadmap often pays for itself with the very first renovation measure.

What Do You Receive?

The iSFP is a roughly 30-page document with clear, understandable presentation. It includes:

Current state: Detailed description of your building’s current energy status with color scale

Measure plan: Prioritized renovation steps with savings potential and cost estimates

Subsidy overview: Which grants and programs are available for your specific measures

Timeline: Recommended sequence and practical implementation periods over 15 years

Energy efficiency class: Where your building stands today and which class you can reach after renovation

From iSFP to EU Renovation Passport

With the transition from the Building Energy Act (GEG) to the new Building Modernisation Act (GModG), the iSFP will likely be developed into an EU-compliant renovation passport. The EU Energy Performance of Buildings Directive (EPBD) requires all member states to introduce such a passport.

What Does This Mean for You?

Anyone who gets an iSFP today is already well prepared for upcoming EU requirements. The renovation passport will become even more relevant for sales and rentals in the future — and can positively influence property value.

When Is an iSFP Especially Valuable?

Before a Major Renovation

If you plan to upgrade insulation, windows, or heating, you benefit twice: the iSFP shows the right order and secures the 5% subsidy bonus on every individual measure.

When Selling Property

An iSFP signals transparency to buyers about the energy status and modernization costs. This builds trust and can accelerate the sales process.

For Subsidy Optimization

Even if you only plan a single measure: the iSFP doubles the eligible costs to €60,000 and secures a 5% bonus. On the full €60,000, the bonus alone yields €3,000 — paying back the roadmap several times over.

After Buying an Existing Property

Bought an older house and don’t know where to start? The iSFP gives you a clear, financially optimized roadmap for the next 15 years.

Note: All figures on subsidy rates and costs are as of March 2026. Changes by the legislator are possible at any time. This article does not replace individual consulting.

Get Your iSFP Created

As a certified energy consultant, we create your individual renovation roadmap — including subsidy application and personal consultation.